Australia's Finance Broker. 50+ Lenders. Every Loan Type.
From car loans and equipment finance to business lending, invoice finance and green loans. one broker, one application, Australia's broadest lender panel. Melbourne-based. National service. Decisions in 24 to 48 hours.
WHAT WE FINANCE
Vehicle Loans
Finance for any vehicle — new, used, classic or electric. Consumer and business structures available including chattel mortgage, finance lease and novated lease.
New & Used Cars | Electric Vehicles | Trucks & Trailers | Motorcycles | Caravans & RVs | Boats & Yachts | Aircraft & Helicopters | Forklifts | Food Trucks
Business & Equipment Finance
Equipment finance, business loans and working capital for every industry. Chattel mortgage, low-doc and no-doc options. No property security required for most equipment.
Equipment & Machinery | Manufacturing & CNC | Heavy Machinery | Construction | Medical Equipment | Commercial Vehicles | Fleet Finance | Startup Loans
Additional Solutions
Specialist finance beyond standard loans. For businesses managing cash flow, international trade, debt restructuring and sustainability investments.
Invoice Finance | Trade Finance & Letters of Credit | Import & Export Finance | Debt Consolidation | Green Loans & Solar Finance
Personal Loans
Unsecured and secured personal loans for any purpose. Fast approvals, flexible terms, competitive rates from a panel of 50+ lenders.
Emergency Loans | Home Improvement | Holidays & Travel | Weddings & Events | Furniture & Appliances | Debt Consolidation | Cosmetic & Medical
WHY AUSTRALIAN FINANCE & LOANS
One Broker. Every Lender. Every Loan.
One Application 50+ Lenders
You fill in one application. We compare over 50 lenders including specialist equipment and vehicle lenders, non-bank business lenders, green loan providers and low-doc specialists that your bank cannot refer you to. One credit inquiry. Dozens of options. No dealership markup.
Business and Personal Together
Most brokers are limited. We do everything: chattel mortgage for a $400,000 CNC machine, a personal loan for a holiday, invoice finance for a construction subcontractor, trade finance for an importer, or a green loan for commercial solar we do it all.
No Property Security Required for Most Business Finance
Equipment and vehicle finance uses the financed asset as security, no home required. Unsecured business loans from $10,000 to $500,000 assessed on bank statements. Invoice finance assessed on receivables. We find the right structure for your situation, not the one that requires the most security.
Independent Licensed Transparent
We are independent, not a dealership, a bank or a lender. We work for you, not for any single lender. All commissions are disclosed. We recommend the right product for your situation.
Contact Us
Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!
Tell us what you need and we will identify the right lender, the right structure and the best available rate from our panel. One application. No obligation. No impact on your credit score until you proceed. Based at Level 4, 152 Elizabeth St, Melbourne VIC 3000. National service across all states and territories.
Finance for Every Australian. Personal, Business and Everything Between
Whether you are buying your first car, replacing an ageing fleet, purchasing a $500,000 fiber laser for your fabrication business, or financing a fit-out for your new restaurant, Australian Finance & Loans has a finance solution. We are a Melbourne-based independent finance broker with access to over 50 lenders across every finance category, vehicle finance including chattel mortgage and novated lease, equipment finance and business loans for manufacturing, construction, medical, agricultural and technology businesses, personal loans for individuals, and specialist solutions including invoice finance, trade finance, letters of credit, import finance, debt consolidation and green loans for solar and battery storage. We serve clients across Victoria, New South Wales, Queensland, South Australia, Western Australia and every other state and territory.
For businesses, we understand that the right finance structure is as important as the rate. A chattel mortgage on a new excavator claims the full GST in this quarter's BAS. A low-doc business loan assessed on bank statements rather than tax returns serves a profitable sole trader better than a standard application. Invoice finance that scales with your debtor book is more appropriate for a fast-growing recruitment agency than a fixed-term overdraft. We match the structure to the business and the asset, not the other way around. Approval in 24 to 48 hours for most applications. Same-day where the documentation is complete.
For individuals, we compare personal loan rates from over 50 lenders simultaneously and submit one application to the most appropriate provider, protecting your credit score from multiple hard enquiries while maximising your approval chances. We arrange finance for borrowers with clean credit, self-employed borrowers, new residents, and in many cases borrowers with impaired credit through specialist lenders. If you are looking for a car loan, an emergency loan, a home improvement loan, or help consolidating high-rate credit card and personal loan debt into a single lower-rate repayment, call 1300 194 926 or book a call and we will find the right solution.
